Question: What should I do if I am being harassed by creditors after receiving a Chapter 7 discharge? Answer: If you are being harassed by creditors or debt collectors schedule on your bankruptcy petition, you have an actionable claim against them for damages. In Connecticut, we have the CCCPA which protects you from the unscrupulous actions of creditor and you are also protected by the Fair Debt Collection Practices Act (FDCPA) which protects you from third party debt collectors. What you need to do is bring these issues to a consumer law firm that handles these types of cases like Rosenberg & Hite, LLC, and allow them to do what they do best and make you money. Some consumer firms like ours do not even charge you any money as these are mostly fee shifting statutes which means that the creditor or debt collector pays your attorney fees. You may be entitle to as much as one thousand dollars paid to you for each account that they violate as well. So don’t waste any time, keep a diary of dates, times, names and what was said and we can help you!


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